Our legal advice team offer a free, independent and confidential advice service to people living in Kirkby and the wider community of Knowsley and surrounding areas.
The Community Legal Advice Team offers a specialist service in Benefit Advice and Debt Advice.
Advice on Benefits:
- Income Support
- Jobseekers Allowance
- Employment Support Allowance
- Disability Living Allowance
- Attendance Allowance
- Incapacity Benefit
- Carers Allowance
- Social Fund (Community Care Grants, Crisis Loans, Funeral Grants, Reviews and applications to IRS)
- Pensions
- Appeals
- Tribunal Submissions
Advice on Debt issues:
- Priority and Non-priority debt
- Assistance with income and expenditure
- County Court Judgements
- Possession Orders
- Bailiffs
- Administration Orders
- Credit debts
- Representation at court in relation to possession orders, eviction orders, individual voluntary arrangements, and Commissioners Office.
Our drop in service is open every day of the week from 10am to 1pm; clients will be given a one-to-one interview with of our qualified advisers.
Employment Law Advice:
Drop in available every Wednesday 9.30am – 12.00pm, appointments 1.00pm to 4.00pm
Our Community Legal Advice Team hold a Legal Services Commission Specialist Quality Mark in both Benefits Advice and Debt Advice
Money Guidance Programme
KUC together with other agencies that belong to the Knowsley Advice Forum are delivering money guidance across the Borough as part of a pathfinder run by the Government and Financial Services Authority.
We provide clear, impartial, general information about financial products and services. We can help you make an informed decision without recommending or selling products from a specific provider.
Topics Money Guidance can cover:
- Budgeting weekly or monthly spending
- Saving or borrowing
- Protecting and insuring the individual or family
- Retirement planning (pensions)
- Understanding tax and welfare benefits better
- "Jargon busting”
- Making a complaint if things go wrong
KUC’s Money Guide is Izzy Burns. She is based at Westhead Avenue, Northwood but is happy to attend other venues. To make an appointment to see her please telephone
0151 548 0001
Mortgages:
- How mortgages work
- Types of mortgage
- Choosing a mortgage
- Secured loans
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Credit Cards:
- Getting a credit card
- Using a credit card
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Equity Release:
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Loans / Borrowing:
- Types of borrowing
- Credit scoring
- Understanding interest rates
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Banking:
- Types of banking account
- Opening and running an account
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Saving:
- Types of savings products
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Protection:
Types of Insurance:
- Protecting income or borrowing
- Protecting your health
- Protecting your assets/possessions
- Protecting your dependents
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Investing:
- Understanding risk
- Types of investment (including Child Trust funds and with-profit policies)
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Retirement options:
- Pensions
- Annuities
- Other retirement options
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Tax:
- Understanding payslips and PAYE Coding
- Understanding what income is taxable
- Knowing when a tax return
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Long-term care options:
- Paying for long-term care
- Types of long-term care insurance
- Impaired-life annuities
- Funeral Plans
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Tax Credits and Benefits:
- Identifying possible entitlement to main Social Security benefits and Tax Credits
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Pensions:
- How Pensions work
- Types of Pension
- Understanding State Retirement Pension entitlement
- Other state benefits for older people
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Budgeting:
Guidance on budgeting will form a key element of
Money Guidance. It will be an essential part of
providing guidance to the target group for all the topic areas.
The budgeting help provided by Money
Guidance will encourage clients to:
- better understand the importance and impact of budgeting
- analyse their current income and expenditure
- revise their existing budgets using web based and paper resources
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Community Legal Advice 
